Spend Brake vs ListRiver

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Spend Brake compared with ListRiver
Detail	Spend Brake	ListRiver
What it does	Hard dollar caps for every paid API your apps and agents call, enforced before the request leaves	Clean, filterable business lists from official state records with monthly refreshes
Stage	Not given	Not given
Founded	Not given	Not given
Based in	BG	Not given
Pricing model	Freemium	Not given
Pricing	Free plan: $0, up to $50/month protected spend, 1 key, 1 provider, 10,000 requests/month, 20 agent sessions/month. Indie: $9/month, unlimited keys, 2 providers, 100,000 requests/month, 100 agent sessions/month. Team: $49/month, unlimited keys, 5 providers, 1,000,000 requests/month, 500 agent session	Free API tier: 500 records per month. Monthly plans: $50/month for 5,000 records, $100/month for 12,000 records, $200/month for 28,000 records, $450/month for 75,000 records. Prepaid packs: $50 for 5,000 records, $75 for 7,500 records, $100 for 10,000 records (expire 12 months after purchase). List
Key features	Session keys for AI agents with independent budgets Support for Google Maps, Twilio, Mapbox, HERE, Tavily, Exa, Brave and SerpApi Self-hosted option with Docker Compose and offline license verification	REST API with JSON responses Filter by state, city, county, ZIP code, NAICS industry code, entity type, and formation date Free count action to preview results before using records Enriched data including emails, phone numbers, social media links and business contacts Pay-in-6 financing for U.S. businesses with no interest or fees 91 data fields available across different list types Cursor-based pagination for resuming data pulls without paying twice Business credit data enrichment from SMBCredit.net
What makes it different	Atomic enforcement of all caps simultaneously so parallel requests cannot slip past together Provider keys never exposed to client applications, only revocable virtual keys	Data from official state registries only, not aggregated from other sources Standardized data across all states with duplicates removed Pay-in-6 financing builds business credit with Experian and SMBCredit No verification needed to pay in full; instant business verification for Pay-in-6 Data accuracy corrections available from businesses themselves
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	12 no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	0	16
Referring domains (Majestic)	0	2

4 details filled in for both companies.

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